Who is this offer for?
The EndoFund investment model is suitable for both individual and corporate investors looking to allocate their capital in a structured way. It is designed for those who prefer a clear and transparent investment process, with defined timelines for interest payments and capital repayment, rather than actively managing complex or time-consuming investment strategies
How it works – step by step
The EndoFund cooperation process is structured and well-established in practice. Careful execution at every stage ensures a smooth and transparent process, with capital allocated in line with the agreed investment framework.
You select the investment amount (100,000–250,000 PLN) and agree on the investment term (typically 4 months). All terms are defined in advance, including the expected return
You sign an agreement with EndoFund and receive a promissory note with a clearly defined maturity date and redemption value.
You transfer the funds in accordance with the agreement. From that point, the process continues in line with the agreed terms.
Your capital is allocated to EndoFund’s factoring activities based on medical contracts linked to the Polish public healthcare system (NFZ). Interest payments are made monthly in accordance with the terms of the agreement and transferred directly to your bank account.
At the end of the investment term, you receive the full principal amount in accordance with the promissory note.
Many investors choose to continue their cooperation, often increasing the amount of capital allocated in subsequent agreements.
Key investment terms
12%
Average annual return
A straightforward way to generate income-focused returns.
4 mos
Short-term investment period
90% of agreements are structured with a 4-month term.
100k+
Minimum investment
The minimum investment starts from 100,000 PLN.
Example scenarios
Below you can see how the investment works for two sample amounts – from interest levels and monthly payments to capital repayment at the end of the agreement.
Once you decide on the investment amount, we sign the agreement and you receive a promissory note securing the investment. You then make the transfer, and the funds are allocated in line with the agreed investment terms.
Scenario 1: PLN 100,000 | 12% annual return | 4 months
- Signing of the agreement and issuance of a promissory note
- Transfer of funds to EndoFund
- Interest payments month 1: PLN 1,000
- Interest payments month 2: PLN 1,000
- Interest payments month 3: PLN 1,000
- Interest payments month 4: PLN 1,000
- Capital repayment 100% of principal: PLN 100,000
Scenario 2: PLN 250,000 | 12% annual return | 4 months
- Signing of the agreement and issuance of a promissory note
- Transfer of funds to EndoFund
- Interest payments month 1: PLN 2,500
- Interest payments month 2: PLN 2,500
- Interest payments month 3: PLN 2,500
- Interest payments month 4: PLN 2,500
- Capital repayment 100% of principal: PLN 250,000
Scenario 3: PLN 500,000 | 12.7% annual return | 4 months*
- Signing of the agreement and issuance of a promissory note
- Transfer of funds to EndoFund
- Interest payments month 1: PLN 5,292
- Interest payments month 2: PLN 5,292
- Interest payments month 3: PLN 5,292
- Interest payments month 4: PLN 5,292
- Capital repayment 100% of principal: PLN 500,000
* Structured as two separate agreements of PLN 250,000 each
Scenario 4: PLN 1,000,000 | 15% annual return | 4 months*
- Signing of the agreement and issuance of a promissory note
- Transfer of funds to EndoFund
- Interest payments month 1: PLN 12,500
- Interest payments month 2: PLN 12,500
- Interest payments month 3: PLN 12,500
- Interest payments month 4: PLN 12,500
- Capital repayment 100% of principal: PLN 1,000,000
* Structured as four separate agreements of PLN 250,000 each
Why does this model work?
Because it is based on verified medical contracts, a repeatable process, and transparent cooperation terms
Our activity is based on hospital contracts funded by the Polish public healthcare system (NFZ), which contributes to a stable and repeatable investment structure
The investment model is well established in practice and operates under clearly defined terms, without requiring active involvement from the investor.
Each stage – from counterparty verification to payment processing – is conducted in a transparent manner, in line with applicable regulations and market standards.
Monthly interest payments are made, with principal repayment at the end of the term. This structure provides predictable cash flow timing, and many investors continue by renewing their agreements.
By joining EndoFund, you allocate capital within a structured investment model based on medical contracts financed through the Polish public healthcare system. This is a partnership-based approach designed to support regular income generation within a defined investment framework.
